Will insurance rate rise...?

Will insurance rate rise...?

I'm a sixteen year old driver in Florida and a few weeks ago I accidentally bumped into someone's car. The damage on both cars was very minimal and the other driver has not done anything. A cop, however, did write me a ticket. I'm wondering what effect (if any) this will have on my insurance rate seeing as it is my first ticket, and how or if I could avoid this by getting the points off my license. Thank you very much.

 

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